Johannesburg +27 (0) 11 658 8200
Dubai +971 4 401 9291
London +44 (0) 203 861 6400
Emerald Risk Transfer is a wholly owned subsidiary of Santam Limited. Santam is the leading general insurer in South Africa with a market share of more than 22%. They provide a diverse range of general insurance products and services in Africa and internationally through their network of 2 700 intermediaries and direct channels. They serve more than 1 million policy holders who range from individuals to commercial and specialist business owners and institutions.
Today, Sanlam is the largest Insurance Group in Africa with an extensive product offering catering for all market segments. The Group has consistently grown its local as well as an international footprint.
Sanlam Emerging Markets (SEM) is responsible for Sanlam's financial business services (life assurance, general insurance, banking, credit, health, bancassurance and asset management) in emerging markets outside of South Africa. Through its partnerships with the Shriram Group (India), MCIS Insurance Berhad, Pacific & Orient Insurance, and the SAHAM Group, SEM has a firm group presence in Inida, Malaysia, Philippines, Africa and the Middle East. There is also a wide footprint in the UK/Ireland, USA, Switzerland and Australia.
Sanlam owns a 57% share of Santam Limited
Standard & Poors: BB+
National Scale Rating: zaAA+
Global Credit Ratings: AAA (ZA) (Stable)
International Scale Claims Paying Ability: BB+
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